Frequently Asked Questions

Pawn loans are a quick and easy way to borrow money without a credit check or hassle. Loans are based on the value of your collateral, not your credit rating or pay schedule. A typical pawn loan has a term length of 30 days plus a 30-day grace period. If you cannot repay your loan in full, we offer extensions to give you extra time. You may also choose to surrender your collateral as payment in full.

If you cannot repay your loan in full on its due date, you may get a renewal or extension, meaning that you pay the interest accrued on your loan, and the new due date is set. The principal loan amount remains the same, as does the interest rate. If you’d like, when you pay the interest, you can pay additional money down on the principal. This will allow you to renew the loan for a lesser amount. You may extend the length of your loan as many times as you wish.

Most of our customers repay their pawn loans and pick up their items. If a customer chooses not to repay the loan, the collateral items are forfeited and are accepted as payment in full. Some customers choose to sell their unwanted items rather than get a loan.

The loan amount is based on the current value of your item. Item’s condition, market value, and our ability to resell the item all play a role in determining the price. Our highly trained associates will use all research tools to evaluate the item’s value and get you the cash you need or the most they can.

We also test all items for their performance. General merchandise is visually inspected and tested by plugging it in and turning it on. Accessories such as remote controls and original cables all add to the value of an item.

Absolutely! Pawning the same thing twice actually saves time because we know the item since we have accepted it before to help get you money in tight situations. We will review to ensure that everything is still working with it if it is an electronic device, but you will save us time by using the same item twice for a pawn.

This all depends on the item. It may help to understand the difference between selling and pawning your item. Once you bring it to Florida Cash Inc., our experienced professionals will inspect it and place a value on it. If you sell it, you will take the cash, walk away, and the item(s) will be ours to resell. If you wish to pawn it for money, you will have to accept the terms and conditions, and we will get you the cash with the expectation that you will make the payments and collect the item(s) when finished. Should you decide not to make the payments, we will keep the collateral for reselling purposes.

Absolutely! Unlike its paper currency counterparts, Gold has maintained its value throughout the years. The value of gold has gone up in the past while the U.S. dollar dropped. When the dollar starts to fall in value, traditionally, people have entrusted their wealth of gold. It tends to perform in an opposing manner. Gold, as with any other investment in your portfolio, has had hard times, but in the long term, it has held its value longer than any other paper investment.

Please bring in your gold items to our St. Augustine, FL, location, and our team of specialists will value them and provide you with an estimate based on the current going rates for gold on the national scale. If you agree to this estimate, Florida Pawn will hand you cash for your items.

Gold coins carry a lot of risk when purchasing. There is always the issue of not getting what you paid for from the dealer; you could pay more and sell less than they are worth. It is best that you thoroughly do your research before purchasing these coins. Not only should you research the coins themselves, but the dealer as well. You should also pay attention to the collector value vs the bullion value to make sure you are purchasing for the proper investment strategy.

Florida Cash Inc. Pawn offers these tips to ensure you get the best for your pieces. Clean all of your jewelry before coming in with them. You can do this with a store-bought cleaner for jewelry and precious stones. You can also have them professionally cleaned. If you are still in contact with the store where they were initially purchased, many do this for free. If you have any receipts, previous appraisals or estimates, or the original box, this will help add value to your piece. Following these steps will ensure you get the best price offered in St. Augustine, FL, and the surrounding area when selling your jewelry.

Unfortunately, we would need to see your jewelry pieces and stones to examine them firsthand to offer you a price at Florida Cash Inc. Pawn. There are far too many variables involved with buying and selling jewelry to be able to give you an accurate estimate of your pieces. We can guarantee that we can provide you with the best price in St. Augustine, FL.

Florida Cash Inc. Pawn will evaluate and offer an estimate of any gold or silver pieces you own when you decide to sell your jewelry. Sometimes, things don’t work out between two individuals who had their jewelry personalized and want to get rid of it. We understand, and as long as it is made of quality precious metals, we would be happy to offer you the best price possible.

Phones

TV’s

Computers

Laptops

Cameras

Stereos

And more…

Whether you are looking to sell your electronics or pawn them, you must have a state-registered ID at Florida Cash Inc. Pawn. We will keep this on file to protect ourselves against purchasing stolen items. We work closely with local law enforcement to ensure the capture and return of items to the rightful owner. Providing your identification will make sure that you can get fast cash in your hands for your products.

How much you receive for your used electronics is case-by-case. Each item holds value based on the year made, OS version, working function, cleanliness, and more. You can ensure you get the best deal possible, providing it works, has all parts required for functioning, and any accessories you may have picked up in your ownership.